Wire transfer fees may apply depending on the nonprofit’s bank. We believe imagination should be at the heart of everything people do. If you believe that an account holder or subscriber is a repeat infringer, please follow the instructions above to contact Bright Money and provide information sufficient for us to verify that the account holder or subscriber is a repeat infringer. All donations made on Bright Funds are received and receipted through Bright Funds Foundation. As a member of Bright Money Independent you will receive training and support to help you become an expert in your field. It is important to us that donors know exactly where their donation is going, which is why you have the choice as to whether you would like to cover processing costs for nonprofits. Because there’s no stock market for non-profit giving, your return is in the knowledge that your charitable contribution is changing lives, saving resources, and discovering breakthrough technologies. MoneyBright Kids is a series of DVD videos that are designed to give children a fun way to learn and develop financial responsibility and skills at a young age. 1) Understanding the cause and the relevant issues Details regarding Premium Subscriptions and Premium Features are available in the App, and are subject to change from time to time as set forth in this Agreement. Reduce your interest cost, no more late fees and better control of your money. Our Services, including the App, provide software tools and information to assist you in managing your finances and debt. Sign up in minutes and start building your financial future effortlessly. Most families end up using their plans at Florida schools, but the value of the plans can be applied to most schools nationwide too. We will review the complaint and provide you with a response in writing. We do not hold or otherwise control the funds in your Evolve Bank deposit account. Sit … These areas are merely provided as a forum for enabling participants to communicate about the subjects of interest. Bright Money also offers paid subscriptions ("Premium Subscriptions") that allow you to … You agree that you will not disclose Confidential Information to any person and you will not use or permit the use of any Confidential Information except as necessary in connection with the Services and except as required by court order. By linking any of your accounts (each, a "Linked Account") or information held by us or any third parties to the Services, you authorize and direct us and/or our Data Aggregators (defined below) to access third party sites, databases, and other services relating to the Linked Account, to access, retrieve and use your account information or other information you direct us to access on an ongoing basis (“Account Information”). Donors can also choose to cover the processing costs so the entire donation can go to the nonprofit(s). When we enable this service, we'll allow existing and new customers to switch to ACH as soon as they're ready. Once it is set up, you'll be able to manage your recurring donation right from your Bright Funds profile. There are many reasons why your organization may not meet the IRS criteria for appearing on the IRS EO Select Check. Save +$1,000 in interest fees and much more with the Bright Assistant, giving you a personalized plan tailored to your financial needs. Florida Prepaid College Plans are a smart and guaranteed way for all Florida residents to save for college. For more information, please refer to this information on Stripe security. How often are donations distributed to nonprofits. The Evolve Bank deposit account is governed by the following documents: Customer Account Terms, which can be found by clicking here, the Evolve Bank & Trust Electronic Communication Consent, which can be found by clicking here, and the Evolve Bank Privacy Policy, which can be found by clicking here.  Bright Money does not exert editorial control over information or materials posted by third parties in these areas or in materials that are emailed by third parties using email discussion lists. No matter where you donate (or make a payment online) there are accompanying costs. What additional information can be shared? If you have any questions, feel free to email us at support@brightfunds.org.  You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or the App or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Your Bright Funds “mutual fund” is tailored to your “investment objectives” - the causes you want to support.  Accordingly, you agree to review the Agreement periodically, and your continued access or use of the Services or the App will be deemed your acceptance of the modified Agreement. A: Orley: I get 20 days per calendar year. Please read this Agreement carefully before using our services (the "Services") provided through our Bright Money App available in the App Store and on Google Play (the "App"). The institution determines if study abroad is covered by Bright Futures. Bright Funds Foundation determines the eligibility of an organization to receive donations based on whether that organization is listed on the IRS EO Select Check database. If you are dissatisfied with any aspect of the services you have received from Bright Capital Inc, you can send a complaint to complaints@brightmoney.co. THIS AGREEMENT CONTAINS A BINDING ARBITRATION PROVISION THAT MAY BE ENFORCED BY THE PARTIES AND A WAIVER OF YOUR CLASS ACTION RIGHTS. Processing credit cards, using PayPal, and developing and hosting technology to accept and distribute payments all have an associated cost. If you’d like to learn more about this visit www.brightfunds.org. Are my donations on Bright Funds tax-deductible? Bright Funds lets you easily and effectively manage your charitable giving. We grant you access to the App during the term of this Agreement solely to receive the Services. No. How does light therapy work? Description of Bright Money’s Services. Tip #1: Get a Free Copy of the Book. Florida’s Bright Futures Scholarship Program is as popular as ever, and with some recent modifications, it’s time for a few updates to keep us all straight. §§ 1-16; (3) The arbitration will be held at the AAA regional office nearest you; (4) The arbitrator’s decision will be controlled by the terms and conditions of this Agreement; (5) The arbitrator will apply California law consistent with the FAA and applicable statutes of limitations and will honor claims of privilege recognized at law; (6) There will be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your individual claims and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (7) The arbitrator will not have the power to award punitive damages against any party; (8) In the event that the administrative fees and deposits you are required to pay under the AAA rules exceed $125, and you are unable to pay the additional fees and deposits, Bright Money retains the right to forward them to the AAA on your behalf, subject to ultimate allocation by the arbitrator. Fashion. Florida Bright Futures and Florida Prepaid – A Winning Combo! Yes. You should exercise discretion before relying on information contained in User Content.We may, in our sole discretion, terminate your password, account (or any part thereof) or use of the Services or the App, and remove any User Content from a User Area, at any time and for any or no reason. While we strive to keep the information on the App accurate, complete and up-to-date, Bright Money and its representatives cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information or the Services on the App. Universal Giving "Confidential Information" means all information or material which: (i) is obtained from password protected portions of the App or (ii) which is (a) marked "Confidential," "Restricted,” or other similar marking, (b) known by the parties to be considered confidential, or (c) which should be known or understood to be confidential or proprietary by an individual exercising reasonable judgment. Bright Futures is the name of a scholarship program in the state of Florida. The Services are currently provided to you by Bright Money without charge. Each Bright Fund is built in three steps: Any use of the Services or the App is at your own risk, and you must comply with all applicable laws, rules, and regulations in doing so.  BRIGHT MONEY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. It is funded by the Florida Lottery, and it was first released in 1997. To remove Bright Money from your mobile devices, delete the App. Every dollar you commit to a Fund is going to the most effective organizations serving that cause. At this time, we are not adding new nonprofits to our existing Flagship Funds. You can cancel your subscription at any time.  We have no obligation to monitor Products, and we may block or disable access to any Products through the Services at any time. If you do not provide this information or Bright Money cannot verify your identity, we can refuse to allow you to use the Services and the App.Once you have established an account with us, you may link accounts or information as described below, and we will receive Account Information from the Data Aggregators (as defined below). Can I donate to a nonprofit based outside of the United States? We may modify this Agreement at any time, and such modifications will be effective immediately upon posting of the modified Agreement. 2) Evaluating the types of work addressing the issues. However, if your nonprofit meets all our criteria (see answer to “How are the nonprofits in each Fund selected” under the “Funds” section) please email nonprofits@brightfunds.org with more information about your nonprofit and a brief explanation of why it meets our selection standards. A donor’s contribution to the Water Fund supports all facets and all organizations. I represent a nonprofit and my organization just received a check from Bright Funds. Also, as you may or may not have been aware, the Florida legislature has approved a tuition increase … Bright Funds Foundation has received its determination letter from the International Revenue Service for tax exempt status under section 501(c)(3) and eligibility to receive tax deductible contributions. You authorize us to make any inquiries we consider necessary to validate your identity, including, if requested, your full address, your date of birth, your social security number and/or requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying information you provide against third party databases or through other sources. Our database is pre-populated with all eligible US-based nonprofits. If you use the Services or the App, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your access device (such as your mobile device or computer), and you agree to accept responsibility for all activities that occur under your account or password.  You acknowledge and agree that Bright Money may immediately deactivate or delete your account and all related information and files in your account and/or prohibit any further access to all files and the Services by you. 1. It earns cash back rewards when you redeem offers through the BB&T Deals website. You may not republish Bright Money content or other content from the Services or the App, on another website or app or use in-line or other linking to display such content without our permission. Tax-exempt 501(c)(3) public charities are listed on a database called the IRS EO Select Check (formerly IRS Publication 78), which is updated monthly. The Service and the App may be unavailable during system maintenance, for security precautions or when interrupted by circumstances beyond our control.  This policy may be updated by us from time to time, so please check here frequently.In general, you can visit www.brightmoney.co without telling us who you are or revealing any information about yourself. The same advantages to investing in a mutual fund apply to your charitable contribution: you can contribute to a number of the world’s best nonprofits serving the causes you care about in one simple transaction. 2 ways to pay with PayBright. As described in the “Account Linking Terms” section, above, you understand that, in connection with our Services, you authorize us to obtain certain Account Information about your Linked Accounts such as your credit card number, directly from you or from third parties (including Data Aggregators and Credit Bureaus). We may verify your identity. We may make improvements or changes in the information, services, products, and other materials through the Services or on the App, or terminate the Services and/or the App at any time. Bright Funds will give you the option to cover processing costs. You must be an individual of at least 18 years of age and reside in the United States, on a United States military base, or in a United States territory in order to use the Service or the App. This field enables you to earmark your donation towards a specific chapter, group, or fund within a nonprofit. IN NO EVENT WILL OUR MAXIMUM LIABILITY TO YOU EXCEED $1,000.SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THIS AGREEMENT CONTAINS A BINDING ARBITRATION PROVISION THAT MAY BE ENFORCED BY THE PARTIES AND A WAIVER OF YOUR CLASS ACTION RIGHTS. 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